Purpose of the workshop 

The purpose of this training is to emphasize the importance of accurately completing a Credit Assessment Memo (CAM), which is crucial for enabling senior credit management to make well-informed decisions. Specifically, you will be able to distinguish the structure of a comprehensive CAM, identify its key sections, and discover the necessary information for each section with special emphasis on how to synthesize a conclusion and recommendation that align consistently with the findings presented in these sections. 

Objectives of the workshop 

At the end of this workshop, you will be able to: 

• Identify the core purpose of a CAM (Unit 1) 
• Describe the structure of a CAM (Unit 2) List the main sections of a CAM with their respective sources of information, 
• Highlight the significance and purpose of each section for decision-making 
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• Conduct a comprehensive analysis of financials, risk, and collateral (Unit 3) Highlight the significance of financial and risk analysis in credit decision-making 
• Record the outcomes in the designated sections of the credit assessment memo 
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• Synthesize a conclusion and a recommendation that integrates assessment findings and highlights their implications with consistency and with no errors (Unit 4)